At Surjit Finance, we are committed to driving financial inclusion across emerging markets by offering accessible, need-based financing solutions to underserved communities. With a strong presence across key regions, we specialize in Micro LAP, Unsecured Business Loans, and Commercial Vehicle Loans — tailored to support the aspirations of small entrepreneurs, self-employed individuals, and rural business owners. Guided by a vision to uplift grassroots enterprise, our focus is on empowering customers who are traditionally outside the formal credit system. By enabling capital access at the right time and in the right way, we help our clients grow their income, build their businesses, and achieve financial independence. We believe that each loan is more than a transaction — it's a tool for transformation. Our innovative credit processes, robust field teams, and deep understanding of local markets help us deliver fast, efficient, and responsible lending, while ensuring strong asset quality. As we grow, Surjit Finance remains committed to customer-centricity, operational excellence, and digital innovation, aiming to be the most trusted financial partner in the regions we serve.

What We Do at Surjit Finance

Our Products

Unsecured Business Loan

Unsecured business loans offer quick access to funds for businesses without collateral, providing financial support for growth, expansion, or unexpected expenses.

Commercial Vehicle Loan

Commercial vehicle loans facilitate the purchase of eco-friendly vehicles by providing tailored financing options, enabling individuals to embrace sustainable transportation easily.

Micro LAP

Micro LAP(Loan Against Property) provides individuals and small businesses convenient access to capital by leveraging property assets as collateral, offering flexible repayment terms and streamlined application processes for financial empowerment.

Fulfilling Dreams, Nurturing Futures, Everywhere We Serve

Trusted Partners

Explore the strength of our alliances

Banking Partners

Business Partners

Technology Partner

Why Choose Us

Group

Tailored
payment

Collateral
-Free

On-Site
Service

Quick
Disbursement

Surjit Finance Learning Centre

EMI Calculator