Frequently Asked Questions

  • What are types of loans that I can apply for ?

    There are Many types of loans that we at Surjit Finance offer:

    • MSME स₹ल Loan
    • Gold Loan
    • Business Loan
    • Insta Loan
    • Comercial Vehicle Loan
    • Shagun Loan
  • What is the minimum business loan amount that I can avail ?

    We provide business loans starting from INR One Lakhs.

  • What is a gold loan scheme ?

    As the name suggests this is the loan given against gold. It's a secured loan that enables borrowers to pledge their gold in lieu of a cash loan. It enables people to utilize their gold assets instead of storing them in lockers. Customers usually go for this loan for short period to meet the requirement of their children's education, marriage and other financial problems in the family.

  • What is Insta loan ?

    This Loan amount is within your available Credit Card limit. Eg: If your Credit Card limit is Rs. 1,50,000/-, your loan limit can be Rs. 50,000 then the maximum loan amount that you can get will be Rs. 1,00,000/- which will be blocked against your remaining limit.

  • What is the maximum tenure for loan repayment ?

    The maximum period for loan repayment in our finance company is 12 months